Empowering businesses and employees through funding solutions that drive stability, delivery, and long-term growth.

Funding Delivery.

Enabling Growth.

Explore opportunities

Empowering businesses and employees through funding solutions that drive stability, delivery, and long-term growth.

Funding Delivery.

Enabling Growth.

Explore opportunities

Empowering businesses and employees through funding solutions that drive stability, delivery, and long-term growth.

Funding Delivery.

Enabling Growth.

Explore opportunities

WHO WE ARE

A Trusted Partner in Financial Enablement

100% BLACK-OWNED

Empowering inclusive economic participation.

MAJORITY WOMAN-OWNED

Leadership rooted in impact and sustainable growth.

NCR LICENSED

Registered and regulated by the National Credit Regulator.

FUNDING BUILT FOR DELIVERY

Supporting workforce stability and business continuity.

When a small loan becomes a lifeline

When a small loan becomes a lifeline — and why the story

matters. Every week, more South Africans are doing the maths

and realising that their salaries simply don’t stretch to the end of

the month. Not because they are irresponsible…

When a small loan becomes a lifeline —and why the story matters. Every week, more South Africans are doing the maths

and realising that their salaries simply don’t stretch to the end of the month.

Not because they are irresponsible…

When a small loan becomes a lifeline — and why the story matters. Every week, more South Africans are doing the maths and realising that their salaries simply don’t stretch to the end of the month. Not because they are irresponsible…

Read full article

The Funding Gap

Where opportunities break down

Employees

Financial pressure before payday affects attendance, focus, and overall productivity.

SMMEs

Contracts are secured, but upfront capital is often unavailable to mobilise and deliver effectively.

Corporates

Supplier and workforce disruptions occur when funding doesn’t align with operational realities.

Liquidity Gaps

Opportunity exists, but timing, liquidity, and structure prevent successful execution.

SOLUTIONS

Funding Solutions Built for Delivery

Earned Wage Access (EWA)

Employees can access a portion of earned income before payday through a payroll-integrated solution designed to reduce financial pressure while maintaining affordability and compliance.

Earned Wage Access (EWA)

Employees can access a portion of earned income before payday through a payroll-integrated solution designed to reduce financial pressure while maintaining affordability and compliance.

Earned Wage Access (EWA)

Employees can access a portion of earned income before payday through a payroll-integrated solution designed to reduce financial pressure while maintaining affordability and compliance.

Contract-Backed SMME Funding

Structured working capital that enables businesses to mobilise resources, secure suppliers, and deliver on awarded contracts with confidence.

Contract-Backed SMME Funding

Structured working capital that enables businesses to mobilise resources, secure suppliers, and deliver on awarded contracts with confidence.

Contract-Backed SMME Funding

Structured working capital that enables businesses to mobilise resources, secure suppliers, and deliver on awarded contracts with confidence.

Invoice Discounting

Unlock working capital from approved invoices to improve liquidity and maintain operational continuity while awaiting payment.

Invoice Discounting

Employees can access a portion of earned income before payday through a payroll-integrated solution designed to reduce financial pressure while maintaining affordability and compliance.

Invoice Discounting

Unlock working capital from approved invoices to improve liquidity and maintain operational continuity while awaiting payment.

Purchase Order Financing

Funding support that enables businesses to mobilise resources, secure suppliers, and fulfil confirmed purchase orders before customer payment is received.

Purchase Order Financing

Funding support that enables businesses to mobilise resources, secure suppliers, and fulfil confirmed purchase orders before customer payment is received.

Purchase Order Financing

Funding support that enables businesses to mobilise resources, secure suppliers, and fulfil confirmed purchase orders before customer payment is received.

HOW WE THINK

Designed Around Real Business Needs

Fairbury’s funding solutions are designed to support delivery, operational continuity, and sustainable growth — ensuring capital reaches the people, projects, and businesses that drive real economic activity.

01.

Responsible Structures

Governance and control remain central

Funding designed around accountability

Structured access, not uncontrolled lending

Governance

Compliance

Control

Sustainability

02.

Delivery Confidence

Supports successful contract execution

Enables supplier and workforce readiness

Designed around measurable outcomes

Execution

Delivery

Confidence

Outcomes

03.

Liquidity Alignment

Funding aligned to operational timelines

Capital available when it’s needed most

Bridges timing gaps that disrupt delivery

Liquidity

Timing

Working Capital

Continuity

04.

Workforce Stability

Reduces financial pressure on employees

Supports productivity and attendance

Strengthens organisational stability

Employees

Stability

Productivity

Growth

Leadership

Meet the team

Fairbury’s funding model is built around responsible access, operational continuity, and long-term sustainability, ensuring capital supports real activity, delivery confidence, and measurable outcomes across the value chain.

Loyiso Jiyana

co-managing director

Loyiso Jiyana (MBA) is a seasoned commercial executive with experience leading large, labour-intensive operations across South Africa’s services and outsourcing sectors. At Fairbury Finance, she drives a people-centred and operationally grounded approach to financial enablement and delivery.

Francis Abdul

co-managing director

Francis Abdul CA(SA) is an experienced finance executive with expertise in cashflow management, governance, and high-performance finance operations across complex environments. At Fairbury Finance, he anchors the organisation’s commitment to responsible funding, disciplined financial structures, and measurable delivery.